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We're Your Williamsport Mortgage Headquarters!
VA loans, FHA mortgages, mortgage refinances, conventional mortgages, USDA mortgages, home equity loans, reverse mortgages... we're Williamsport's mortgage experts. Let's get started - you may even qualify for special programs!
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Get a Mortgage
How much do you qualify for? Contact us today to find out! We'll even let you know if you qualify for special programs.
Get Pre-Approved
We're Williamsport's mortgage broker team! Let's get you pre-approved for a mortgage today!
What Mortgage Do You Need?
There are so many mortgage programs available - which mortgage is best for you? Let's get started!
Our Mortgages
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Apply now with our easy to use application system. In a few short steps, you'll be on your way to a new home!
FHA Mortgages
FHA mortgage products allow for a low down payment of 3.5% and up to 6% in seller assistance (towards closing costs). An FHA loan can be used to buy a new home, or to refinance your current home. Is an FHA loan right for you? Contact us to learn more.
USDA Mortgages
Borrowers with a low to moderate income, seeking a home in a more rural location, may be eligible for this affordable financing option. USDA loan products require little to no down payment on new construction or existing homes if it is located in a rural area the USDA has marked as eligible.
VA Mortgage Loans
VA loans are available to US Veterans (and legal spouses) with a Certificate of Eligibility (COE) issued by the VA. VA loan program offers very competitive, low interest rates, and required no mortgage insurance or down payment.
203K Renovation Loans
Borrowers can obtain the resources to renovate and rehabilitate a home through the 203K Streamline loan program. For this program, there is no need for an FHA consultant, only a certified contractor with detailed work estimate.
Reverse Mortgages
This mortgage type actually pays you. No need to leave, as you'll get to remain in your home. Plus, you can use the money you'll get each month for whatever you'd like - there are no restrictions. Is a reverse mortgage a good option for you? Give us a call to learn more.
Mortgage Refinances
A mortgage refinance can free up funds for a wide variety of needs. Do you want to lower your mortgage's interest rate? Or stop paying mortgage insurance? Maybe you want to do some home renovations. Whatever your needs are, a refinance can be set up to accommodate them. All loan programs have refinancing capability.
One Time Close Construction Loans
Building a home on a plot of land you select is a thrilling experience. Our One Time Close Construction Loans simplify the process by financing both the land and construction with one loan. This saves the borrower valuable time.
Conventional Mortgages
Conventional mortgage loans allow the home buyer to receive up to 3% in seller assistance (towards closing costs) with a 5% down payment; and up to 6% seller assistance (towards closing costs) with a 10% down payment. If you've got 20% to put down or 20% or more in equity for a refinance transactions, a conventional mortgage is well suited to you.
First Time Home Buyers
First time home buyers need an experienced mortgage expert. Principle Home Mortgage specializes in helping first time home buyers through each step of the mortgage process.
How Much Do You Qualify For?
We can tell you how much mortgage you qualify for. Contact us to learn more.
We Are Williamsport and Lycoming County Mortgage Experts
One way Principle Home Mortgage, LLC stands out from other brokers and banks is our quality customer service. We pick up the phone or, when indisposed, will promptly call our customers back. We take the time to make sure all questions are answered and that our customers are comfortable with the mortgage process.
For over 15 years, PHM owner, David "Shane" Whitteker has displayed the ability and patience to give step by step instructions on how to improve customer's credit situations.
Behind the scenes helping Shane manage the business is his wife, Kate Whitteker. Kate is also a licensed loan originator helping process loans for Principle Home Mortgage, LLC. She is available to speak with as well.
Whether you are looking for a mortgage in Williamsport - or anywhere else in Pennsylvania - contact us to today.
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Our Blog
VA Home Loans In Williamsport: A Primer
If you're looking for a Williamsport VA home loan, this article will give you a solid foundation. VA home loans - in Williamsport or anywhere else in Pennsylvania - are one of the best ways to obtain a home mortgage.
Step-By-Step Guide to Being a First Time Home Buyer
As a first time home buyer, you'll have a lot of questions. Check out our Williamsport First Time Home Buyer Guide for answers.
First Time Williamsport Home Buyer Mortgage Tips: The Inside Scoop
If you're considering buying a home in Williamsport - or anywhere else in Pennsylvania, you're guaranteed to learn something new in this informative guide.